How Chapter 7 Bankruptcy Helps

Answer:

Invariably, I get the question, “How does a Chapter 7 help my situation when we file?” The answer is that, number one, it stops creditor harassment. Under federal law, when you are in Chapter 7, creditors cannot call, write letters, file lawsuits, garnish wages or do any of those other things that creditors like to do to harass debtors. The other thing that it can do is give an honest person a fresh start. What that means is that if a person is simply caught by circumstance, maybe a divorce, catastrophic medical bills, or they just got some bad times that they fell upon, we may be able to help. I provide a free consultation, and I’ve been representing bankruptcy debtors for about 30 years throughout the state of Florida.