Dog Bite Insurance Coverage

Answer:

In general, most homeowners’ insurance coverage that a dog bite owner would have has an exclusion that says dog bite injuries are not covered. There’s a rider on many homeowners’ policies that specifically provides coverage for dog bite injury cases. A person can buy homeowners’ insurance that has an exclusion of dog bite injuries and they can buy homeowners’ insurance that covers dog bite injuries.
When you’re injured by a dog bite, make sure you know who owns the dog, and make sure the authorities are contacted. They can contact animal control to do its investigation to document who the owner of that dog is. You should then contact experienced lawyers who handle dog bite injury cases that have experience in these types of cases so that we can do our investigation to find out if there is available homeowners’ insurance that will allow for a recovery on behalf of the dog bite owner.