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Answer:

One of the first questions clients have is, “How long do we have to file the case?” In Florida, if you’ve been injured in an automobile accident, in general, we have four years to properly and timely file the claim. That means that we have four years from the date of the accident to file the claim, or an action in court. There’s an extra year that will apply if we’re pursuing your own insurance company for uninsured motorist benefits because there is a five-year statute of limitations that applies in an uninsured motorist claim.
An uninsured motorist claim applies when the at-fault party’s insurance is not enough to fully pay your damages for your injuries. In the event that you have uninsured motorists or underinsured motorist coverage, then that will apply as well. The statute of limitations in Florida for filing a claim for automobile accident injuries is four years from the date of the accident.